For mortgage holders it is wise to regularly review the deal that your current lender is giving you, particularly in an environment of changing interest rates. In fact, we recommend that you do this on an annual basis.

Many people think that the mortgage market is fairly static and that loan products stay pretty much the same, however lenders are always tweaking their product offerings, adding new loans or making special offers to attract new business. This means that the loan you got last year may not be so good anymore and that there’s now a better deal for you, either with another lender, or (believe it or not) with your current lender.

Maybe the current interest rate rises have you worried, particularly if you have a loan with one of the Banks that have slugged their clients with an interest rate increase bigger than the increase passed down by the Reserve Bank.

Also, over time your circumstances change and you may find that you need things from your home or investment loan that it cannot provide.

For these reasons, it’s important that you regularly take a step back and look at your loan to see if it’s still the right deal for you.

At Great Aussie Dream we can help you quickly and easily give you loan a check up with our Home Loan Health Check. It just takes a few minutes on the phone to give us the details, and then we can make an assessment of your current loan and give you our recommendation. Best of all this service is completely FREE and without obligation.

To get your free Home Loan Health Check, just call us on 1300 72 68 48.